Ghana real estate trends show prices are rising with expanding cities, and new technology is making property buying easier. Whether you’re looking to buy, invest, or get involved in property development, 2025 will bring big changes to housing market predictions.
Staying informed is one sure way to make the best decisions. As the real estate market is changing fast, we researched the top five trends to watch this year.
5 Ghana Real Estate Trends to Watch in 2025
1. More Demand for Affordable Housing
Finding a decent home at a good price is getting harder, especially in Accra and Kumasi. More people are moving to cities, but property prices are high. To bridge this gap, developers are starting to focus on smaller, budget-friendly homes to meet demand.
Why this is happening
- More people are moving to cities for jobs.
- The cost of living is going up, making it harder to buy a home.
- The government is pushing for more affordable housing projects.
What to expect in 2025
- More compact, smartly designed apartments to save space and lower costs.
- Public-private partnerships to build affordable homes.
- New rent-to-own and government-backed mortgage programs to help people buy homes.
2. Property Development: Green and Smart Homes are Taking Over
People are looking for homes that save energy and offer modern tech. Smart homes and eco-friendly materials are becoming more popular. Developers are adding solar panels, smart locks, and green spaces to new projects.
Popular features:
- Solar panels to cut electricity bills.
- Smart security systems with cameras and keyless entry.
- Eco-friendly materials like bamboo and recycled steel.
- Parks and gardens to improve air quality and lifestyle.
What to expect in 2025
- New building rules may require eco-friendly construction.
- More homes will be built to run on solar power and smart tech.
- Smart home devices will be easier to afford.
If you’re buying or investing, green and smart homes—like the Ono Aburi project—will give you great value in the future.
Check out this article on sustainable living in Aburi.
3. Gated Communities are More Popular
More people want to live in secure, well-planned neighbourhoods with modern services. Gated communities are popping up across Ghana, offering 24/7 security, clean roads, and shared facilities.
Why more people want gated communities
- Safety—controlled access and security patrols.
- Amenities—pools, gyms, and parks built into the community.
- Better Infrastructure—Organized roads, water, and waste management.
What to expect in 2025
- More mid-range and luxury gated estates.
- Improved roads and drainage in these communities.
- Strong demand for rentals in secure estates.
A home in a gated community is a solid choice if you’re looking for a long-term investment.
4. More people are using mortgage financing
Most Ghanaians have paid cash for homes, but prices are now too high for that. More banks and financial institutions are offering varied mortgage options to help more people buy homes.
Why mortgages are becoming popular
- More loan options with lower interest rates.
- Government support for affordable mortgage programs.
- A growing middle class looking for homeownership.
What to expect in 2025
- Lower mortgage interest rates to help buyers.
- More financial education on home loans and financing.
- Banks and developers work together to offer mortgage-friendly properties.
If you’re thinking about buying a home, check out these top tips to secure home financing in Ghana. Mortgage options may be easier than you think.
5. Technology is Changing Real Estate
Tech is making it easier to buy, sell, and invest in property. People can now browse homes online, take virtual tours, and make payments without meeting in person.
How tech is changing real estate and housing market predictions
- Online property listings on platforms like Prophuntgh, Meqasa, Tonaton, and Jiji.
- Online education on real estate and property investment.
- Increasing housing market predictions to help buyers make informed decisions.
- Virtual tours so buyers can see homes before visiting.
- Real estate mobile apps to make home searches easier.
- Blockchain technology to prevent fraud in land ownership.
What to Expect in 2025
- More real estate deals will happen online.
- AI-powered platforms will help buyers find the perfect home.
- Digital payments will make it easier to pay rent and mortgages.
For investors and homebuyers, using tech will save time and help avoid scams.
And…
Cities Outside Accra Are Growing
Accra has always been Ghana’s real estate hotspot, but other cities are now attracting attention. Aburi, Takoradi, Tamale, and Cape Coast are becoming popular for both businesses and homeowners.
Why more people are moving beyond Accra
- Better infrastructure—improved roads and services.
- Cheaper land and houses—property prices are much lower.
- Government decentralisation—Some offices and industries are moving outside Accra.
What to expect in 2025
- More investors will buy land and homes in smaller cities.
- More housing projects in emerging urban areas.
- New businesses will increase demand for both homes and commercial property.
Major city centres are crowded. However, areas outside Accra like Aburi have juicy real estate benefits and are gaining popularity among investors.
Find the top 5 property hotspots in Aburi here.
Conclusion
Ghana’s real estate market is changing fast. Ghana real estate trends like affordable housing, smart technology, and gated communities will shape the future. Mortgage financing and digital tools will also make buying homes easier, as smaller cities offer new investment opportunities.
So, if you’re looking to buy, invest, or build, now is a great time to start. Keep an eye on these trends and plan!